Carole Nash - Cherished Car Insurance Company Classic Car Insurance from Carole Nash, a UK based classic car insurance specialist. Offering affordable car insurance for both classic & modern vehicles. Get a quote today
Call for a Quote
0800 093 2950

Laid Up Classic Car Insurance

For some motor enthusiasts, their first classic car is a passion project. They might want to restore it from scratch and that means keeping it in a garage while work is being done. Or the car may be broken down and be in need of repair. Whatever the reason it's laid up, you can still benefit from getting the car insured. But how do you go about insuring your vehicle?

Do I need to be insured if my car isn't going to be on the road?

If you're going to take your car off the road then you'll need to have it declared a SORN (Statutory Off Road Notification) vehicle. You need to have a SORN in the following circumstances:

Your car isn't taxed The car isn't insured If it's a project, you'll want to break the car down for parts before scrapping it You buy or receive the car and you want to keep it off the road

You can find out about SORN requirements by visiting or clicking here.

If your classic car has a SORN then you can choose not to insure it, but is that really a sensible thing to do? Even with your car inside a garage there's no guarantee that it will be 100% safe. There's a chance something heavy could be knocked off a shelf and damage the car. There's also a possibility of fire.

Get your laid up classic car insurance quote

Our laid up classic car insurance policy will cover you against fire, theft and accidental damage while your vehicle is in a garage. To qualify for laid up cover, the car must be a garaged pre 1990 model and there is no limit on the value.

This will provide you with peace of mind while your car is being restored or repaired. Once it's ready, it can be taken out on the road and you could switch to a normal classic car policy.

Get your laid up classic car insurance quote today

To learn more about laid up cover, call us on 0800 093 2950. Our team will be happy to answer all of your questions.

As with all insurances terms & conditions apply

Opening Hours

Mon - Fri 9.00am - 7.00pm

Sat 9.00am - 5.00pm

Carole Nash Insurance Consultants Ltd is authorised and regulated by the Financial Conduct Authority, firm reference number 307243. You can check this on the Financial Services Register by visiting their website on or by contacting them on 0800 111 6768.

†Multi-Classic Car savings are based on an average customer saving 41% when compared to buying three separate Carole Nash policies.  Average customer = 57 year old male driving a 1965 MG B; a 1973 MG B and a 1972 MG Midget.  Savings accurate as of 1.7.2016.

Carole Nash Insurance Consultants Ltd is regulated by the Ministry of Justice in respect of regulated claims management activities; its registration is recorded on the website
Carole Nash is a trading style of Carole Nash Insurance Consultants Ltd, registered in England and Wales No 2600841. England and Wales. VAT registration no: 504684154.

Online sales and quotation service is currently only available to UK and Ireland customers. Calls may be recorded for training and monitoring purposes.

© Carole Nash Insurance Consultants Ltd. All rights reserved.