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Classic Mini Insurance

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When Alec Issigonis' Mini first hit the market in 1959, motoring - indeed, the world - changed forever.

Here was a tiny car, on 10" (25.4cm) wheels, with rubber suspension, that offered room for four adults with well-packed luggage. It handled like a go-kart and was at home on the gravel drives of mansions or outside backstreet terraces.

The public must have wondered how those suddenly old fashioned, front engine/rear wheel drive and rear engine/rear wheel drive layouts had lasted so long. In a single stroke, the Mini made virtually the whole of the British motor industry obsolete, and killed off many a micro-car manufacturer

Badged originally as the Austin Se7en or Morris Mini Minor, over the next 50 years we were introduced to the Cooper, Mk2, Clubman, Countryman, Moke, pick-up and van variants but the car was always unmistakably a Mini.

WHICH ONE?

The 1071cc Mini Cooper S is probably the most desirable model, but there are plenty of fakes out there, so read up on the cars or consult an expert from one of the dedicated clubs.

Mini Countryman or Traveller models, with their signature glued-on wood disguising a traditional rear structure, are very rare. And the commercial variants, such as the pick-up and van, are also thin on the ground.

Mini

Even later Minis have all exceeded their design lives by now, so you can expect to find a few blemishes on all but the most recently restored examples.

You will also find that none of the Minis excel on the motorway, but all of them, apart from the van and pick-up, have seats for four people.

 

BUYING AND OWNING

Check out sills, seams, floors and sub-frame mountings. If the car is unrestored, it may well be showing signs of corrosion around these areas. Rear sub-frames can also corrode badly if not well protected.

Don't expect phenomenal mileages from the engine and gearbox. The latter sits in the engine's sump and shares the oil with it. As a result, very frequent engine oil and filter changes are both expected and strongly recommended.

New body shells are available for later cars and these can be a useful way of starting from scratch on particularly corroded or damaged vehicles.

If you're buying one of the rarer versions, make sure that you learn about the cars before making a purchase or, alternatively, enlist the help of a marque expert.

Modified Minis are common, often with changes such as the 998cc engine being replaced with a 1275cc or parts being changed to emulate the more successful cars from the rally circuit. If your Mini is modified, always tell your insurers to ensure that you are fully covered. UK owners should be able to get a discount when choosing Mini classic car insurance with limited mileage.

Arrange a callback by clicking here or, give us a call today on 0800 093 2950 for further insurance advice for your Mini.



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Carole Nash Insurance Consultants Ltd is authorised and regulated by the Financial Conduct Authority, firm reference number 307243. You can check this on the Financial Services Register by visiting their website on www.fca.org.uk or by contacting them on 0800 111 6768.

†Multi-Classic Car savings are based on an average customer saving 41% when compared to buying three separate Carole Nash policies.  Average customer = 57 year old male driving a 1965 MG B; a 1973 MG B and a 1972 MG Midget.  Savings accurate as of 1.7.2016.

Carole Nash Insurance Consultants Ltd is regulated by the Ministry of Justice in respect of regulated claims management activities; its registration is recorded on the website www.claimsregulation.gov.uk
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