Q. What Should I Look for from My Insurance
A. What Best Suits Your Needs
Before you start shopping around think about
what cover you actually want from a policy. Would it be useful to
include more than 30 days cover in Europe? Do you want the freedom
to choose your own repairer should you need to make a claim? Does
it need to include EU breakdown, giving you the option to take your
car on holiday? Do you want to show off your car at at shows? Only
you will know what you will be using your vehicle for so make sure
you are getting the cover that is suitable for your needs.
Some insurers will discount their premiums but
this can mean a reduced level of cover, so make sure that the
cheaper deal isn't going to restrict what you want to do with your
Sure you get the Best Cover for Your Pride and Joy
Always make sure that any quotes you get are
comparable. If one seems a lot cheaper why is that?
Could it be it has a higher excess or limited mileage? If
another is a bit more expensive check what benefits the policy
includes. It may be of greater value and could include key benefits
such as Agreed Value, Legal Protection, Breakdown recovery -
amongst other things. Remember, it's not always black and white and
you get what you pay for!
Honesty is the Best Policy
Always be honest and upfront with your insurer
or insurance broker. Everybody has heard horror stories about
insurers using "any excuse" not to pay out on a claim. Often,
what's failed to be mentioned is that in the majority of these
instances those retelling the story, the 'insured,' have either
failed to provide information or have mislead the insurer when
taking out their policy. If you answer all of the questions asked
by your brokers/insurers honestly, to best of your ability and
knowledge you will obtain insurance that will not cause you any
problems should you need need to make a claim.